Independent Living Resources

Independent Living Resources

September 17, 2025 2025-09-17 0:50

Independent Living Resources

Car Insurance Companies for Teens

Best Car Insurance Companies for Teens and Young Drivers

1. Travelers

The best auto insurance company for teen drivers is Travelers because it has the cheapest quotes for teen drivers in WalletHub’s analysis, and the company has earned high marks from WalletHub editors for its variety of coverage options and easy-to-navigate website. Travelers also offers multiple discounts for teen drivers, including good student, driver training, and away at school discounts.

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2. USAA

USAA provides inexpensive coverage to teen drivers and their families. USAA also offers driver training and good student discounts, and drivers can choose from a variety of coverage options, such as specialty rideshare insurance. However, USAA has received more customer complaints than the average car insurance company its size. Policyholders must be USAA-eligible, too.

3. Progressive

Progressive received a high WalletHub editor’s rating of 4.3/5, given its low prices, many discounts, and variety of coverage options. Teenagers can qualify for its teen driver, good student, and distant student discounts.

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4. State Farm

As the largest car insurance company in the United States, State Farm is available across the country and offers a variety of specialty coverage types, such as rideshare car insurance. Full-time high school, homeschool, or college students can save up to 25% with State Farm’s good student discount. Teens might also qualify for State Farm’s driver training and student away at school discounts.

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5. The Hartford

The Hartford offers cheap car insurance for teen drivers, and teens can qualify for the company’s driver training and good student discounts. The Hartford is also known for its discounted AARP auto insurance program, meaning that teens who share a policy with an AARP member have more options to save. However, the company’s customer service ratings are lower than average.

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6. Mercury

Mercury Insurance provides low rates for teenage drivers in the 11 states where it is available, including California, Florida, New York, and Texas. WalletHub editors note that Mercury offers average coverage options and customer service, so it’s best for teens looking for basic, affordable car insurance. Teens can qualify for a good student discount with Mercury.

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7. AAA

AAA offers competitive rates for teen drivers looking for car insurance, though drivers must first purchase a AAA membership in order to qualify. AAA is known for its flagship roadside assistance program, which is included with membership. Teens can take advantage of AAA’s new young driver, good student, and student away at school discounts.

8. Liberty Mutual

Liberty Mutual provides affordable coverage for teen drivers, though it does not offer a driver training or driver’s ed discount. But Liberty Mutual customers can still benefit from its straightforward claims processing and variety of coverage types, as well as its good student discount.

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9. Esurance

Esurance stands out due to its high rating of 4.3/5 from users on WalletHub. Teen drivers can also see if they qualify for Esurance’s good student discount or driver training discount, though availability varies by state.

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10. Geico

Geico’s premiums for teen drivers are among the most expensive out of the 17 companies surveyed by WalletHub. However, Geico earned the highest WalletHub editor rating of any company on the list, given its many discounts and coverage options.

Full-time students with a B average or better can save up to 15% with Geico’s good student discount. Geico also offers a driver’s education discount.

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